Long Term
Business Loans
Inject stability into your business with long term finance

Your business has a vision. But it needs the funds to bring it to life.

Our long term business loans can give you the cash injection your business needs to grow. We’re far more responsive than the big lenders and our secured loans can be structured to be paid to the duration that suits your business and give you the stability you need.

Get the capital you need for sustained growth
Land Banking
Inventory Purchase
Business Expansion
Investment Opportunity
Commercial property purchase
Investment property purchase
Get Started
Build your bespoke loan
1.
How much do you need?
Grab the slider to choose >>
$20,000
$20,0000
$3,000,0000
$20,000
2.
How long do you need the funds for?
Grab the slider to choose >>
1 Month
1 Month
36 Months
1 Month
Get Started
How Do Our Long Term Loans Work?

Business documentation

Many lenders require a raft of documents to even consider looking at your long term business loan application.

  • We know that every business is different, and your financials might not meet the traditional definition of acceptable.
  • Some moments have a small window of opportunity. And simply taking the time to compile forensic detail might mean you miss that golden moment. Or pay the price.

Security

So we can reduce the number of documents you need and get you funded, we need to secure your loan. Our long term loans require a first mortgage on an Australian property. We’ll order a sworn valuation of your property through an accredited Valuer, which you’ll need to pay the valuation fee for. Once the Valuation is complete and we’ve confirmed the security is acceptable we can get things moving.

Exit strategy

Every long term loan needs a solid exit strategy. It gives the lender the confidence the borrower can complete the loan and it gives you a manageable and achievable plan.

Consider how you can complete and exit your loan. For our long term loans, this will be how we manage your security and how much time you need to pay off the loan. If it’s legitimate and feasible, we’ll help you find the right exit strategy for your situation.

Funding your loan

Once we’ve spoken to you and agreed on the way forward. We’ll move heaven and earth to get you sorted. Typically, long term loans require more documentation, given the complexities with security over properties. This may take up to a couple of weeks but put your trust in us and we’ll sort you out.

The Process
1.
Application submitted

Submit your application online or complete our loan wizard to get started.

2.
Application reviewed

Within 1 hour we’ll look at your security and decide whether to proceed.

3.
Letter of offer

We prepare your offer and will email it to you. It will include payment terms, accepted loan security and other important information.

4.
Offer acceptance

Take a good look at the letter of offer, then return it to us once you’ve accepted along with payment of the valuation fee.

5.
Valuation ordered

We request a sworn valuation of your property to be completed by an accredited valuer.

6.
Loan docs drafted

Once the valuation has been completed, our in-house lawyer drafts the loan documentation.

7.
Loan documents ready

We’ll send the documents to your Lawyer and Accountant for you to receive Legal and accountancy advice.

8.
Sign in person

A Strive representative will meet you to discuss and sign the long term loan documents.

9.
Funds provided

We transfer funds to your business the same day!

“I have had a number of dealings with Strive Financial and would certainly recommend them for short term financial needs in the property space. Cameron, Jonathon and Kasey communicate exceptionally well and collectively operate with a high degree of promptness and professionalism.”
T.K - Property Developer, Western Australia
Get Started
Build your bespoke loan
1.
How much do you need?
Grab the slider to choose >>
$20,000
$20,0000
$3,000,0000
$20,000
2.
How long do you need the funds for?
Grab the slider to choose >>
1 Month
1 Month
36 Months
1 Month
Get Started
Brokers
Why the big banks grip on small business loans is loosening

Cash is king. Nowhere more so than in small business – it enables the purchasing of stock, paying of staff and contractors or even paying debts. It also enables small businesses to invest in new opportunities or innovate – but cash for these businesses can be a little bit chicken and egg. Which comes first?

Read More
News
Why Use Short Term Business Finance?

There is a lot of stigma attached to short term lending. And with good reason in some cases. But, the reality is that almost every business at some stage will need access to finance – and that’s not something to be ashamed of. Short term finance can help businesses react to changing situations or take advantage of new opportunities.

Read More
Brokers
Making the most of the Instant Asset Write-off now

Making headlines over the past week has been the big news surrounding the Federal Government’s extension of the Instant Asset Write-Off program. In a nutshell, they’ve extended the existing program to continue until the end of calendar year, 31 December 2020.  

To help clients make the most of this opportunity, we’re offering $500 off the standard documentation fee until EOFY.

Read More