Our Loan Products
Two lending solutions designed to move at the speed of your business.
Line of Credit
Maximum flexibility, no minimum term
Term Loan
Lower rate, 3-month minimum
All Strive loan products include:
Companies and trusts with company trustees only. Contact us to discuss your scenario.
Strive vs Banks vs Online Lenders
See how we stack up against traditional and alternative lenders.
| Strive | Banks | Online Lenders | |
|---|---|---|---|
| Approval Speed | Hours | Weeks to months | Days |
| Financials Required | No | Extensive | Some |
| Credit Checks | No | Yes | Yes |
| Upfront Fees | No* | Application fees | Varies |
| Personal Service | 1:1 with directors | Branch manager | Online only |
| In-House Legal | Yes | External | External |
*You don't pay until you're funded. No application fees, no hidden costs.
Product Comparison
Compare our two products side by side.
| Line of Credit | Term Loan | |
|---|---|---|
| Rate | 2.99%/mo | from 1.99%/mo |
| Loan Amount | $25K – $2M | $50K – $2M |
| Term | 1–24 months | 3–24 months |
| Minimum Term | None | 3 months |
| Security | PPSR + mortgage | Mortgage |
| Funding Speed | 24 hours | 24 hours |
Common Use Cases
Our business loans support a wide range of purposes across industries.
Real Estate
Settle property purchases, bridge transactions, or fund developments.
Working Capital
Inject capital into your business to cover operational expenses.
Equipment
Purchase plant, machinery, or equipment to grow your operations.
Business Purchase
Acquire an existing business or buy out a partner.
Cashflow
Bridge short-term cashflow gaps while waiting on receivables.
Land Banking
Secure land for future development or investment purposes.
Investments
Fund investment opportunities that require fast capital deployment.
Construction
Fund construction projects, fit-outs, or renovation works.
Not Sure Which Product?
Need flexibility? Choose our Line of Credit with no minimum term. Know you'll need the funds for a while? Our Term Loan offers a lower rate from just 1.99%/mo. Our team can help you choose.
Ready to Get Started?
Fast, reliable business and investment loans, when timing matters.