When it comes to business, cashflow is critical to success. This means having access to cash when you need it to buy stock, pay employees and cover regular bills and expenses. That’s why a small business experiencing cashflow issues – no matter how temporary – can quickly become a big problem. But what if you have the cash, it’s just tied up in your home? That’s an easy fix – you can apply for a short term loan secured against a property.

In other words, you can take out a second mortgage on your home.

With all this talk about rising interest rates, you’d think it was the only thing that matters. But what are the red flags you should be checking when you’re looking for the right business loan.

One Royal Commission and plenty of debate later, the Federal Government has finally released new clawback regulations. We take a quick look at what it means for consumers and brokers.